Hospital Indemnity & Accident

There are two “costs” of healthcare. First, is the premium cost. Second, is the cost associated with using it such as deductibles and co-pays. We offer two supplemental health insurance programs designed to help offset some out-of-pocket costs that major medical does not cover. The first plan is called Hospital Indemnity. It pays a benefit for being confined to a hospital because of a covered sickness or accident. The second plan is called AFLAC Accident Advantage Plus and this plan pays benefits due to a covered accident.

Hospital Indemnity Plan Features

  • Emergency Accident Benefit Pays up to $100 per accident, 4 times a year
  • Specified Injury Benefit Pays up to an additional $1800 per injury
  • Pre-existing conditions covered after 12 months
  • Maternity leave covered (childbirth must be 10 months after the policy effective date)

First Annual Hospital Confinement

  • Each day represents 24-hour hospital admission for a covered Accident or Sickness
  • Day 1 $ 500
  • Day 2 $1,000
  • Day 3 $2,000
  • Day 4 $3,000
  • Day 5 $4,000
  • Day 6 $5,000

*See company brochure for more details. Plan not available in all states.

AFLAC Accident Advantage Plus Features

  • Wellness Benefit for covered preventive screenings
  • Coverage for certain serious conditions, such as coma and paralysis
  • A Rehabilitation Unit Benefit
  • An Accidental Death Benefit
  • A Dismemberment Benefit.
  • And many more!!!!

Benefit Overview

  • $1000 Benefit for Hospital Admission
  • $200 per day for Hospital Confinement
  • $125 per accident for X-rays and doctor services
  • Up to $4000 for Major Injuries
  • Up to $10,000 for Burns
  • Up to $400 for Lacerations
  • Up to $1000 in Additional Covered Benefits

*See company brochure for more details. Plan not available in all states.